Credit Rating & Credit Scoring Services – Experian | Experian Information Services (Malaysia) Sdn. Bhd.
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Credit Rating & Credit Scoring Services

Credit Scores provide insights for businesses to assess an entity's credit risk and payment capability.


A three digit number calculated from your data-rich credit report, a higher i-SCORE indicates lower credit risks to lenders. The i-SCORE is co-developed by Experian with global information services company, Experian plc.

The tool is designed for financial institutions, business corporations and consumers. It provides a comprehensive credit report ranking consumers, business partners and potential investors for credit risk.

An automated credit decision analytics tool that promotes transparency and benchmarking, the i-SCORE also helps provide trust and confidence to local and foreign investors to invest in Malaysia.

Get a sneak preview of how a credit score looks like.

RAM Credit Information is now Experian. These changes do not impact our existing products and services. Find out more at